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Drunk driving is one of the most common causes of car accidents, and it often leads to severe injuries. In addition to medical bills, someone injured in a car accident might be left with lasting emotional trauma, pain, and disabilities.
Dealing with the aftermath of an accident can be costly, complicated, and overwhelming. Fortunately, a good personal injury attorney can help you get the compensation you need, and provide legal assistance to make the process as smooth as possible.
WHO PAYS FOR A DRUNK DRIVING ACCIDENT?
The first place to look for compensation is your car insurance’s Personal Injury Protection, or PIP, coverage. Every car insurance policy in the state of New York is required to include fifty thousand dollars in PIP coverage, which covers medical bills and lost time off work when the policyholder or their dependents are injured in a car accident. These benefits are available any time you’re injured in a car accident, no matter who’s at fault, and are available even if you were hit as a pedestrian.
However, drunk driving accidents can be very serious, and PIP may not be enough to cover all your costs. First, it will only cover up to your policy limit, which will be fifty thousand dollars unless you paid for more when you bought the policy. It’s very common for medical bills to exceed this amount for serious injuries. Plus, PIP doesn’t cover pain and suffering, emotional trauma, or disabilities, which can occur in serious car accidents.
Getting compensation for these kinds of injuries usually requires filing a lawsuit, and you’ll want an experienced personal injury lawyer to represent you.
DRUNK DRIVING LAWSUITS
The victims of drunk drivers have more sources of compensation available than most car accident victims. The obvious person to sue in any drunk driving case is the drunk driver. In personal injury lawsuits, the main question is whether the person who caused the injury was acting negligently. Drunk driving is a textbook example of negligence, so most of the time, the driver and their insurance company are willing to settle.
There might also be other people liable for the accident, depending on the case. In New York, it’s possible to sue a bar or restaurant that continued to serve a visibly intoxicated person or a minor. This opens up an additional source of compensation in some cases, which is helpful when the drunk driver and their car insurance company don’t have enough money to cover all your injuries.
If the driver who injured you was underage, it’s also possible to sue the host of the social gathering where they got drunk. Much like suing a bar or restaurant, this is a good way to access additional compensation.
WHO SHOULD YOU CONTACT IF YOU’VE BEEN INJURED BY A DRUNK DRIVER?
If you or a loved one have been injured by a drunk driver, contact Rosenblum Law for a free consultation today. Our experienced personal injury lawyers will assess your case and find the best strategy to get you all the compensation you deserve.
Nearly 30% of all fatal crashes in New Jersey involve alcohol consumption. Now imagine the result of a drunk driving accident involving the size and weight of a large tractor trailer truck. It can be an especially deadly combination. Even if they don’t cause loss of life, these accidents are likely to cause serious physical, mental, and emotional distress for the victims. That’s why it’s important to seek representation from an attorney right away if you’ve been injured by a trucker who was driving while drunk.
ARE TRUCK DRIVERS HELD TO A HIGHER STANDARD?
Yes, truck drivers are held to a higher standard. Although point-zero-eight percent is both the nationwide and New Jersey alcohol limit, it’s important to note that people who hold a commercial drivers license (CDL) are held to a much higher standard as a professional driver. A blood alcohol content (BAC) level of just point-zero-four percent (or half the standard limit) is grounds for a DWI charge for CDL licensed drivers while operating a commercial vehicle.
WHO CAN YOU SUE IN AN ACCIDENT CAUSED BY A DRUNK TRUCK DRIVER?
In analyzing truck crashes involving alcohol, courts look to all the relevant circumstances in order to determine fault and liability. A person injured by an intoxicated truck driver should get representation from an attorney right away to help determine the best possible outcomes.
For example, sometimes more than one party is at fault in drunk driving accidents.
WILL YOUR INSURANCE COVER MEDICAL TREATMENT AND OTHER OUT-OF-POCKET LOSSES?
New Jersey has a no fault auto insurance system. This means your own insurance or Personal Injury Protection pays for your medical treatment and other out-of-pocket losses incurred by anyone covered under the policy, regardless of who is at fault for the accident.
However, this doesn’t mean you can’t file a lawsuit if you were injured by a drunk driver in a truck accident. In New Jersey, you can pursue legal action against an at-fault driver if the accident caused you to suffer what state law considers a serious injury.
You can also have a wrongful death case if a loved one died in an accident caused by a drunk truck driver. To investigate your options if you or a loved one has been injured by a truck driver who was drinking, contact Rosenblum Law for a free, no-obligation consultation.
Involvement in a car accident is unfortunate and can have devastating consequences. This is especially true for multi-vehicle accidents. A multi-vehicle accident is a car accident involving three or more vehicles. They are commonly called “chain-reaction accidents” because of how they play out. They usually begin with a single collision that causes either driver to lose control or to react, hitting other vehicles as a result. This destructive cycle repeats when these other vehicles in turn lose control or react, and hit even more vehicles.
MULTI-VEHICLE ACCIDENT TRAUMA
Multi-vehicle accidents are incredibly dangerous. Their capacity to inflict significant injuries arises from the unique threats they pose. Drivers involved in a multi-vehicle accident are at a high risk of being struck more than once. These accidents are also notorious for causing fires and leaving victims trapped in their cars. Consequently, victims commonly suffer severe physical and psychological trauma.
PERSONAL INJURY PROTECTION VERSUS A THIRD-PARTY INSURANCE CLAIM OR LAWSUIT
Fortunately, New York is a no-fault insurance state. All insured New York motorists carry personal injury protection, or PIP benefits, that will cover medical expenses and lost wages in the event of an accident, regardless of who was at fault. Unfortunately, these benefits offer limited compensation. Multi-vehicle car accident victims who suffer injuries that PIP benefits can not adequately cover will need to pursue options where fault is at issue. This can be handled in one of two ways: by filing an insurance claim with the other driver’s insurance company (known as a third-party claim) or by filing a lawsuit.
HOW FAULT IS DETERMINED
New York employs a pure comparative negligence model. This means each driver is responsible only for his or her percentage of fault. It also means drivers can recover compensation even if they are partly to blame for the accident. This is especially significant where multiple vehicles are involved.
In some cases, determining fault in a multi-vehicle car accident is relatively straightforward. For example, in the case Kaur versus Singh, Ms. Kaur was stopped at a red light when another vehicle struck the front of her vehicle, causing her to collide with several other vehicles. The court determined Ms. Kaur bore no fault for the accident.
Most times, however, the fault inquiry is complicated in multi-vehicle accidents. Given the number of vehicles involved, it is often difficult to determine precisely what happened. Drivers hoping to recover compensation face the complex task of proving other drivers’ proportions of fault. Our process in these cases involves meticulously combing through various sources of evidence. We:
- interview eyewitnesses
- consult video evidence
- assess vehicle damage, and
- hire accident reconstructionists.
Another important law to consider is New York’s Joint and Several Liability Law. This law allows an injured driver to recover one-hundred percent of their losses from just a single at-fault party, even if multiple parties were at fault in the accident. Unsuspecting drivers can incur liability grossly disproportionate to their level of fault if they are not careful. This is yet another reason why you should contact a qualified attorney.
At Rosenblum Law, we are sensitive to the devastating impact of a multi-vehicle accident. Our decades of experience successfully litigating these cases make us well-qualified to get just compensation for victims. If you or a loved one has been injured in a multi-vehicle accident, contact Rosenblum Law for a free, no-obligation consultation.
When we first learn how to drive, we’re taught defensive driving. The idea is simple: if everyone acts to maximize safety, we’re all better off. Unfortunately, the road is full of aggressive drivers. This practice becomes especially troubling when a truck driver is the culprit.
WHAT IS AGGRESSIVE DRIVING?
Aggressive driving is any form of deliberate, unsafe driving behavior that puts others at risk. The most common type is speeding. Other types include:
- tailgating,
- weaving in and out of traffic, and
- blocking cars from changing lanes.
Truck drivers have a special responsibility to avoid aggressive driving. The size and weight of their vehicles make the potential consequences unacceptable. Unfortunately, some truck drivers disregard this responsibility, causing severe accidents.
WHAT ARE YOUR OPTIONS FOR COMPENSATION?
The default option for New Jersey drivers injured in these accidents is no-fault benefits, which compensate insured drivers for their monetary expenses, such as medical bills, without considering blame. Today, however, I’m going to focus on lawsuits. Truck accidents often cause injuries that no-fault benefits don’t cover, like pain and suffering. Drivers eligible to go outside the no-fault system can pursue a lawsuit to recover all of the damages they incurred.
The likelihood of winning these lawsuits is helped by the fact that truck accidents usually leave behind lots of good evidence. That’s because the trucking industry requires detailed recordkeeping. When working a truck accident case, our thorough investigation involves interviewing eyewitnesses, consulting traffic and surveillance camera footage, and assessing vehicle damage. We also hire forensic experts to analyze the scene of the accident. They identify things like the tire marks showing a truck driver was swerving from lane to lane. We also consult the truck’s Electronic Logging Device, which is normally connected to the engine to track speed and braking. This is used for things like proving the truck driver was speeding.
These lawsuits tend to be complicated. For one, legal procedures tend to be confusing without specialized knowledge. Investigations are also challenging without experience and access to resources. And drivers have to be careful which arguments they present. For example, an extreme form of aggressive driving is road rage where drivers deliberately try to harm others. While a truck driver can technically be held liable for their road rage causing an accident, this isn’t always the best argument. The reason is that when a lawsuit is won, the trucking company’s insurance usually pays the damages. But insurance companies often don’t cover deliberate acts. So, presenting the wrong argument could lead to winning the case but having trouble collecting the compensation you are awarded.
These are just some of many reasons why you’ll want an experienced personal injury attorney to represent you. At Rosenblum Law, we have dedicated decades of our lives to fighting for just compensation for injured drivers. If you or a loved one has been involved in a truck accident caused by aggressive driving, contact Rosenblum Law today for a free, no obligation consultation.
The presence of tractor-trailers on the road is frightening. These vehicles tower over ordinary cars and carry many risk factors posing a danger to other motorists. Two hazards that commonly cause truck accidents are improper loading and overloading of cargo.
WHAT IS OVERLOADING AND IMPROPER LOADING?
Overloading is when a truck carries more weight than what is allowed. New Jersey’s state law sets weight limits for trucks based on their number of axles. Overloading makes a truck more difficult to control. Too much weight increases the time it takes to stop a truck and intensifies the impact if there is a collision.
Improper loading is when a truck’s load is not secured properly. This is dangerous for two reasons. One, if a load isn’t secured properly, it can spill onto the roadway. A second problem is weight distribution. Weight imbalances in a trailer make a tractor-trailer difficult to control. When weight shifts around, truck drivers can lose control of their vehicles, causing the truck to overturn or jackknife.
GETTING COMPENSATION AFTER A TRUCK ACCIDENT
The good news is that recovering compensation is possible, and there is usually ample evidence to help establish a strong claim. However, the claims process is not easy.
The first challenge is determining what type of claim you’re eligible to pursue. New Jersey’s default option is no-fault benefits, which compensate for monetary claims, like medical bills, regardless of who caused the accident. However, significant limits on these benefits lead victims to pursue options outside of this system, like a lawsuit. This can become complicated. Depending on your type of insurance, you may have to first satisfy the lawsuit threshold, which requires a driver’s injuries to be serious enough to justify bypassing the no-fault system.
Another challenge is proving another party was at-fault for causing the accident, something you’ll have to do if you file a lawsuit. Fortunately, the trucking industry is required to keep detailed records, so there’s normally lots of available evidence. One example is cargo weight records. Ordinarily, several places hold written record of a cargo’s weight, such as:
Cargo Weight Records:
- the business sending the goods
- the business receiving the goods
- the trucking company
- highway weigh station records
The tradeoff is that thoroughly investigating all these sources of evidence can be a big task.
Multiple recordkeepers also means multiple parties can be held liable for an injured driver’s damages. For example, in the case Marvrikidis versus Petullo, an asphalt company, a truck owner, and a truck driver were all held liable in the amount of seven hundred and fifty thousand dollars because they allowed asphalt to be shipped in an overweight state, causing the truck to crash and injure a nearby driver.
With the many ways of achieving compensation, these cases quickly become very complicated. At Rosenblum Law, we have the experience, resources, and knowledge to successfully advocate for the compensation you deserve. If you or a loved one has been involved in a truck accident caused by improper loading or overloading, contact Rosenblum Law today for a free, no obligation consultation.
When we think of risky driving behaviors, speeding, driving under the influence, or texting while driving typically come to mind. But there is one extremely dangerous behavior that is often overlooked: driving while fatigued. While drowsy driving is reckless in any vehicle, imagine a driver falling asleep while operating an eighty-thousand-pound, eighteen-wheel commercial truck. If you suspect the trucker who hit you was fatigued, there are several ways to support this claim and get the compensation you deserve.
PROVING DRIVER FATIGUE
Truck drivers are required to track their driving time in a logbook or electronic logging device (or ELD). Some ELDs connect directly to the engine, so the timer starts when the truck starts driving. But many drivers still log their hours by hand, making it easier for them and their employers to break the rules.
Our attorneys can also find evidence of fatigue from:
- Eyewitness testimony of erratic driving behavior
- Police reports
- Logbook records
- Driver medical records
PAYING FOR ACCIDENT EXPENSES
New Jersey is a no-fault state, meaning that every driver must have their own Personal Injury Protection (PIP) policy to cover them, no matter who was at fault for the accident. If PIP is insufficient or denies the claim, the victim can turn to the truck driver’s insurance. If other parties are liable, such as the truck manufacturer, the electronic logging device manufacturer, or the Department of Transportation, their insurance might provide coverage as well.
Once a victim has exhausted all other options to receive compensation, it may be possible to file a lawsuit. The New Jersey statute of limitations (time limit to file) on personal injury claims is two years, so contact a personal injury attorney as soon as possible following an accident. This attorney will work with the other parties’ insurance adjusters to negotiate a fair settlement.
If a settlement can’t be reached and the case goes to trial, the court will use New Jersey’s comparative fault model where the amount each driver pays corresponds to the degree to which they were at fault.
OVERWORKED DRIVERS
The primary cause of trucker fatigue is simply working too much. Federal regulations place an 11-hour limit on consecutive driving hours. Once that limit has been reached, the trucker must go off duty for 10 hours. Unfortunately, these rules are often poorly enforced. Employers sometimes set unrealistic delivery deadlines, pressuring drivers to work past the mandated limit.
Other causes of truck driver fatigue include:
- Alcohol
- Stimulants
- Isolation
- Sleeping Disorders
If you or a loved one has been injured by a truck driver, contact Rosenblum Law for a free, no-obligation consultation. We’ll investigate potential causes of the accident, such as fatigue, and negotiate the best possible settlement for you.