Video Description
If you’re facing a “Driving Under the Influence” or “Driving While Intoxicated” charge, you may already know it’s a very serious traffic offense in New Jersey. In addition to possible jail time and heavy fines, a conviction for driving under the influence or while intoxicated can impact your insurance rates and financial security for an extended period of time.
We’re often asked, “How will my insurance be affected by a conviction for a DUI or DWI?” Well, in New Jersey, a conviction could result in a steep increase in auto insurance premiums, even if there was no accident resulting in injury to people or property. Although the amount by which your insurance will go up depends on the policy, a DUI or DWI will likely place you into a “high risk” insurance class. This can cause your insurance rate to more than double, or in a worst-case scenario, get your coverage canceled entirely. Yes; an insurance company can actually terminate your policy after learning of your DUI or DWI conviction. Ending up in this type of situation is extremely stressful, as finding a new insurance company to cover you can be very difficult and costly.
It is important to note that the financial consequences of a DUI or DWI conviction can affect you long term. On top of your monthly premiums, you’ll be charged a DMV Surcharge of one thousand dollars a year, for three years. And, as DUI/DWI convictions stay on your record, being labeled high risk may make you ineligible for safe driver discounts offered by insurance companies in the future.
Considering the substantial court fines and penalty fees you might face outside of increased insurance premiums, the financial implications of a DWI can be significant. Costs can potentially total anywhere from four thousand to over six thousand dollars. The consequences this may have on your life can be devastating. This is why it is important to consult with an experienced DUI attorney if you are facing a DUI charge. At Rosenblum Law, our attorneys are ready to use their experience with DUI and DWI cases to help you avoid potentially devastating financial consequences. Unfortunately, once your case is done there’s nothing we can do to help so if you have an open DUI case, call us today for a free, no-obligation consultation.
Read More: https://rosenblumlaw.com/our-services/criminal-defense/dwi-in-new-jersey/
